Loan Rates

Rates effective February 11, 2019 | Prime Rate: 5.50% as of December 19, 2018

Loan TypeTermAPR
New Vehicle (Car & Motorcycle)3 yrs.2.24%
4 yrs.2.54%
5 yrs.2.69%
6 yrs.2.94%
7 yrs.3.19%
Used Vehicle (Car & Motorcycle)3 yrs.3.14%
4 yrs.3.94%
5 yrs.4.09%
6 yrs.4.64%
Loan TypeTermAPR
New Recreational Vehicle3 yrs.4.24%
4 yrs.4.54%
5 yrs.4.69%
6 yrs.4.94%
7 yrs.5.19%
Used Recreational Vehicle3 yrs.5.14%
4 yrs.5.94%
5 yrs.6.09%
6 yrs.6.64%
Loan TypeTermAPR
New PowerSports3 yrs.6.24%
4 yrs.6.54%
5 yrs.6.69%
6 yrs.6.94%
7 yrs.7.19%
Used PowerSports3 yrs.7.14%
4 yrs.7.94%
5 yrs.8.09%
Loan TypeTermAPR
Shares Pledged3 yrs.4.99%
4 yrs.4.99%
5 yrs.4.99%
6 yrs.4.99%
7 yrs.4.99%
10 yrs.4.99%
12 yrs.4.99%
Signature3 yrs.13.25%
4 yrs.13.74%
5 yrs.13.99%
Loan TypeTermAPR
Fixed Rate Home Equity Loans1st  Lien2nd Lien
3 yrs.2.99%4.97%
4 yrs.3.69%4.97%
5 yrs.3.89%5.19%
6 yrs.4.18%5.28%
7 yrs.4.18%5.39%
10 yrs.4.39%5.52%
12 yrs.4.64%5.64%
15 yrs.4.84%N/A
20 yrs.4.99%N/A
Card TypeFixed APR
RFCU VISA Credit Card12.90%

 trustage Trustage

TruStage™ Auto Insurance Program

Working with carefully selected auto insurance partners, the TruStage Auto Insurance Program can provide discounted rates for credit union members, online services, and 24/7 claims service.

If you haven't compared auto insurance lately, it's a great time to take a look. Your credit union membership could result in some nice savings.

Get your free quote today or call 1-855-483-2149.

TruStage™ Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.



You can click the Apply box below to fill out our online application for non-real estate loans only. For any real estate loan, please call the Credit Union at 1-800-635-6829.


The rate on the Riegel Crown Account may change at any time.

These rates are accurate as of January 1, 2019 and are subject to change at any time.

Second Mortgage refinances must borrow an additional $10,000.00 to qualify for the current Second mortgage Rates (Unless rate is increasing).
First lien position 10 & 12 year refinances with existing Credit Union home equity loan must borrow an additional $10,000 to qualify for rate. (Unless rate is increasing).  
Car loan refinances are not allowed to reduce the interest rate. If an interest rate is increasing, refinances are allowed.

New Car Loan - 2019 Model Year
2018 Model Year will be considered until March 31, 2019
72 month financing available on loans of $18,000.00 or more.
84 month financing available on loans of $30,000.00 or more.

Used Car Loan- Model years '19 & '18 can be financed up to 72 months w/loan of $18,000.00 or more.
Model years 2014 and newer can be financed for up to 60 months.
Model years 2009 and newer can be financed for up to 48 months.

Signature Loan, 3 year rate - First offered 1/05/01. Limited to $5000.00 total unsecured aggregate exposure to one member.

All rates are expressed as annual percentage rates.

Loan approvals are good for 60 days.

Property Insurance is required for Fixed Home Equity and Riegel Crown Account loans and offer is contingent on loan being recorded in at least the second lien position against your residence.
Nationwide Mortgage Licensing Registry ID #466809