Home Equity

Home Equity Loans

Borrow against the equity in your home with a fixed rate and a repayment term of up to 20 years. Home equity loans may be available in first or second lien position, subject to approval. Your loan amount depends on available equity, existing liens and lending requirements

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Home Equity Line of Credit

A home equity line of credit (HELOC) lets you borrow from available credit secured by your home as you need it. You have a 10-year draw period, followed by a 15-year repayment period for the outstanding balance.

How It Works

• Apply for a credit line. Your approved limit depends on your qualifications and available home equity.
• Borrow during the draw period. Access available credit as needed during the first 10 years, subject to your loan terms.
• Repay the remaining balance. After the draw period ends, you can no longer take advances and repay the outstanding balance over 15 years.

View HELOC Rates Apply Online

Subject to credit approval and property eligibility. Your home serves as collateral for the loan.