Auto Loans

Financing for your next drive, whether you choose new or used.

Find the vehicle that fits your life with financing from Riegel Federal Credit Union. Explore your options below, or connect with our Loan Department for help getting started.

New Vehicle Loans

Ready for a new vehicle? Explore our current rates and available terms to plan your purchase.

View New Vehicle Rates Apply Now

Used Vehicle Loans

Buying from a dealership or a private seller? Explore financing for your used vehicle and contact our team for guidance on the next steps.

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Need Help?

Call our Loan Department at 1-800-635-6829 for help with financing options and your application.

Contact Our Loan Team

Drive Your Dream Car with a Riegel FCU New Auto Loan

Ready to get behind the wheel of that brand-new vehicle you’ve been eyeing? Riegel Federal Credit Union offers New Auto Loans with competitive everyday low rates, flexible terms up to 8 years, and financing tailored to your needs.

Loan Features:

  • Finance up to 110% of the retail value of the new vehicle.
  • Flexible terms available up to 96 months (8 years).
  • Loan amounts starting at just $500.

Maximum Loan Amounts:

  • Standard Vehicles: Finance up to 110% of the retail value, excluding tags, title, taxes, and extended warranties.
  • Electric Vehicles: Finance up to 90% of the retail value.
  • For both vehicle types, loan amounts may exceed the maximum (110% or 90%, respectively) when financing includes:
    • Mechanical Repair Coverage
    • GAP or GAP Plus Coverage
    • Extended Warranties

Used Vehicle Loans

Finance an eligible pre-owned vehicle from a dealer or private seller with Riegel.

  • Loan amounts start at $500.
  • Dealer and private-party purchases are eligible for consideration.
  • Financing limits depend on the vehicle type and retail value.

Vehicle and Loan Eligibility

Financing limits
Standard vehicles may qualify for financing up to 100% of retail value. Electric vehicles may qualify for financing up to 90% of retail value. Retail value is the vehicle value used to determine your financing limit and may differ from the purchase price.

Financing may exceed these limits when approved mechanical repair coverage, GAP or GAP Plus coverage, or extended warranties are included in the loan.

Repayment terms
Available terms depend on vehicle qualifications and credit approval. Contact our lending team to discuss the terms available for your purchase.

Approval
Loan approval and the amount financed depend on creditworthiness, vehicle qualifications and available terms.

View Used Vehicle Rates Apply for a Used Vehicle Loan

Used Vehicle Valuation

When purchasing a used vehicle, it’s important to review the vehicle’s history and value before making a decision.

Members are encouraged to review vehicle history reports and pricing guides before completing a purchase.

Need help determining the value of a vehicle?

Our Loan Department can help review vehicle values and financing options before you purchase.

Call Now

Let Riegel FCU help make your new vehicle purchase simple, affordable, and stress-free.

Contact us today to get pre-approved or learn more about your financing options!

Apply Online Current Rates

Loan approvals are based on credit worthiness, vehicle qualifications, and available terms.