INSURANCE

Insurance Products

 

The TruStage Health Insurance Program: Affordable Health Insurance Made Easy.

The Affordable Care Act means nearly every American must have health insurance. If your employer doesn’t offer a plan, if you don’t qualify for Medicaid and you’re not yet eligible for Medicare, you’ll likely need to purchase a health insurance plan on your own.

The TruStage Health Insurance Program can help. You can easily compare health insurance plans from multiple carriers, get quotes, receive expert advice and purchase coverage that makes sense. You can also determine whether you qualify for financial assistance. For more information, visit www.TruStageHealth.com.© TruStage, 2014. All rights reserved.

The TruStage™ Health Insurance Program is made available through TruStage Insurance Agency, LLC and GoHealth LLC. GoHealth LLC is licensed to sell nationwide and operates in all states with the exception of Massachusetts, Hawaii, Vermont and Rhode Island. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

 

TSH-1008962.1-0914-1016

 

 

$2000 of TruStage™ Accidental Death and Dismemberment Insurance Coverage Is Yours.

One of the nice benefits of credit union membership is a no-cost TruStage Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.

You can get $2000 of coverage, paid for by your credit union, and provided by CMFG Life Insurance Company. You can also get up to an additional $300,000 AD&D coverage from CMFG Life at affordable rates.

Sign up for your no-cost or additional protection today.

TruStage™ AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

ADD-1112-225E

 

TruStage™ Auto Insurance Program

Working with carefully selected auto insurance partners, the TruStage Auto Insurance Program can provide discounted rates for credit union members, online services, and 24/7 claims service.

If you haven't compared auto insurance lately, it's a great time to take a look. Your credit union membership could result in some nice savings.

Get your free quote today or call 1-855-483-2149.

TruStage™ Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

MAH-1112-AD42

TruStage™ Life Insurance Plans

Exclusively for credit union members, we offer TruStage Life Insurance Policies to help you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget and provide excellent coverage.

Learn about this important coverage or call 1-855-612-7909 for more information.

TruStage™ Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

LIFE-1112-C9B

TruStage™ Home Insurance Program

Exclusively for credit union members like you, the TruStage Home Insurance Program provides affordable top-quality protection for your home.  

This valuable coverage can help you protect your family's home and personal belongings. You'll also have access to outstanding online and 24/7 claim services.

Get your free quote today or call 1-855-483-2149.

TruStage™ Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

MAH-1112-61C5

 

 


 

Mechanical Repair Coverage (MRC)

Mechanical Repair Coverage (MRC) pays the cost of repairs when the manufacturer's warranty expires on new and most used vehicles (up to 9 years old). Repairs can be made at any licensed repair facility in US & Canada. Some of the features of the MRC coverage:

  • Choice of 4 coverage levels & 3 deductibles ($0, $50, $100).
  • Pay only 1 deductible per visit, not per repair.
  • Covers rental reimbursement up to $30/day, up to 5 days.
  • Covers 24-hour roadside assistance & emergency travel expense.
  • Provides "cause & effect" coverage so if a non-covered component is damaged by the failure of a covered component, both items are covered.
  • Provides add-on term/add-on miles so coverage does not revert back to original vehicle in-service date.
  • Transferable if you sell the vehicle.
  • Is cancelable anytime. Full refund within 90 days less $30 fee; pro-rated later on.

Call and speak with one of our loan officers so that they can refer you to our MRC representative.

 


 

Debt Protection

Debt Protection helps you protect your loan payments against death, disability, or involuntary unemployment. This protection could cancel your loan balance or payments up to the contract maximums. Protect your loan payments today so you can worry a little less about tomorrow!  Purchasing protection is voluntary and won't affect your loan approval. It's simple to apply. Ask your loan officer about eligibility, conditions, or exclusions.*

Some of the features of Debt Protection:

Ask your loan officer to protect what matters most to you.

In the event of... Death Disability Involuntary Unemployment
What Happens...
  • Protected borrower passes away.
  • A covered disability occurs due to injury or illness.
  • A covered job loss occurs.
It Cancels This...
(up to the contract maximums)
  • Your payments or loan balance.
  • Your loan payments.
  • Your loan payments.
You may be eligible if you...
  • Have an eligible loan.
  • Are a permanent employee who is actively working.*
  • Are a permanent employee who is actively working.*
  • Are honorably discharged.

*Refer to the member agreement for a full explanation of terms and conditions. 

 


 

GAP Insurance

Guaranteed Asset Protection (GAP) Insurance pays the difference or "gap" between a member's outstanding loan balance and the auto insurer's settlement when a vehicle is damaged beyond repair or stolen.  The Credit Union's GAP Insurance has some great features that distinguish our policy from those available at auto dealers:

  • Covers a "gap" up to $50,000 between the auto insurer's settlement and the outstanding loan balance.
  • Covers insurance deductibles up to $1,000.
  • Provides a $1,000 down payment credit toward your next vehicle loan.
  • Available for New and Used Vehicles.
  • Coverage can be purchased up to 60 days after the loan is opened.
  • Full refund if cancelled within the first 90 days. No cancellation fee.

Call and speak with any of our loan officers in regards to our GAP Insurance.